The Oxcart Technique by Terry Fossum

Author:Terry Fossum
Language: eng
Format: epub
Publisher: Cranberry Press
Published: 2022-08-16T18:39:46+00:00

Is that a plan that could work? Absolutely! It’s simple, to the point, and not too painful. And most importantly, it gets John and Joy in the habit of focusing on what they’re spending, cutting out some of the fluff, and putting it automatically into their investment account without even missing it. As time goes by and they find more ways to cut back, they can have more money come out of John’s paycheck each time, while still enjoying life each and every day. Now, they simply do it more sensibly.

At the time of this writing, Dave Ramsey has a radio show on more than 600 stations with over 16 million listeners; and for good reason. His practical, common-sense approach has helped people around the globe make smart choices and take control of their finances.

His motto, “Debt is dumb, cash is king, and the paid-off home mortgage has taken the place of the BMW as the status symbol of choice,” may not be the mantra used by everyone in financial circles, but I believe it makes an extremely valid point: We need to pay less attention to media and peer pressure, and more attention to prudent use of the money we make.

His website, http://www.DaveRamsey.com, is full of valuable information you can add to your own ideas to develop a strong Action Plan and to ensure that your Financial Success Scenario becomes your retirement reality.

Option 2: Make More Money

If making more money is of interest to you, you really have three choices:

Find new employment that pays more;

Make more money in your current job; or

Create additional income streams.

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